Bonitas

Established in 1982, Bonitas is the second largest medical aid provider in South Africa. Its beneficiary base of over 650 000 South Africans comprises, amongst others, young employees of blue chip companies including Nestle, BHP Billiton and Eskom.

With a Global Credit Rating of AA- and a solvency ratio of 35.7%, this provider is well-positioned to meet all its member’s needs via a suite of value-for-money healthcare products.


Who should use this provider?

With a product line providing traditional and new generation medical aid solutions, this scheme is an excellent choice for discerning young professionals and growing families. A bouquet of products provides cover for major medical expenses and chronic medicine as well as additional benefits and cover in or out of hospital.

Bonitas Medical Aid Special Benefits

  • An average beneficiary age of 30.6 years, coupled with a low pensioner ratio of 4.2%, necessitates lower than average medical claims which, in turn, restricts annual increases of contributions.
  • A GP Network of 4500 contracted doctors provides convenient access to premium health care at a fixed cost, eliminating co-payments altogether.
  • A range of managed care services including Oncology Management and Hospital & Medicine Management offer support and advice while effectively managing costs, providing the best possible value for money health cover.
  • Lasik eye surgery and basic and advanced dentistry & optometry are covered by select products.
  • Any unused Aids in the savings account are carried over with interest to the following year.

BonComprehensive

Provides cover for unlimited consultations above threshold with co-payments, major medical expenses at 300% of the scheme rate and chronic medication for 53 conditions. This option is suitable for those that require comprehensive cover with extensive chronic benefits.
The GP network is advisable for out-of-hospital consultations but not compulsory!

 

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BonEssential

A Hospital plan with prescribed minimum chronic medication benefits for: 26 conditions and maternity consultations. It covers unlimited hospitalization at any hospital in SA at 100% of the scheme's rate.
This option is suitable for those that require a Hospital plan with a few extra benefits!

 

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BonSave

Provides major medical cover at 100% of the scheme's rate together with limited chronic benefits for: 26 PMB conditions, separate maternity consultations & a self-managed savings account for out of hospital expenses.
This option is suitable for those that require a Hospital plan with savings for day-to-day expenses.
The Gp network is advisable for out-of-hospital consultations but not compulsory!

 

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Standard

Offers semi- comprehensive cover, chronic benefits for 42 conditions, as well as day to day benefits covering: basic and advanced dentistry, a descent optical benefit and great maternity benefits!
Suitable for those that require a generous amount of: out of hospital cover and yet need an unlimited hospitalization benefit at a provider of choice.
The GP network is advisable for out of hospital consultations but not compulsory!

 

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Primary

Has unlimited in-hospital cover, prescribed minimum chronic benefits for: 26 PMB's and provides affordable cover for: day- to- day benefits including basic dentistry and maternity consultations.
This option is suitable for those that require: limited day-to-day benefits and a reasonable hospitalization benefit at any providers of choice.
The GP network is advisable for out- of- hospital consultations but not compulsory!

 

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BonCap

A network plan that is unlimited at  designated hospitals.
This option is suitable for those that have an income below:R8800 and would like affordable/limited cover at a network of providers.

 

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